selected works
Concept for personal finance management
UX
UI
IxD
Numbrs is a multi-banking app that aggregates bank accounts, balances and transactions for the user. I designed this concept to improve the app's core experience and give users a better, more relevant and useful overview of their finances. The new ideas focus on monthly budgeting, spending analysis and management of bills and subscriptions.
Getting started
The Numbrs home screen was beautiful in a stark, clean way... and missed several opportunities to improve usability.
User insights
I've conducted user research for Numbrs for years using tools like questionnaires, user testing, Google Analysis, and so on. These amalgamated insights influenced my thinking:
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Multiple bank accounts - users add more than one bank account to Numbrs. Bank accounts play specific roles in people's financial lives and everybody thinks about them in their own unique way.
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Ways of saving - a good example of this is how people save. Some use a savings account and transfer money every month, some simply leave money on their current account, and still some others (especially in Germany) will keep their savings in cash.
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Single source of income - most Numbrs users had one source of income and did not need income analysis.
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Financial geeks - while our users came from all walks of life, including students, young families and pensioners alike, they all wanted to go the extra mile to clearly see what they spend on.
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Goals and spending budgets are not used - these functions got rather limited attention from users.
Design ideas
Simple, powerful tools
When intelligent features like Numbrs insights and left to spend are not clever enough, they become a nuisance. In this concept I wanted to create the opposite. Simple, robust tools that are a joy to use, flexible and capable of covering a plethora of use cases and user desires, but don't try to think for the user. No need to setup, just engage and use.
As little design as possible
Rams' principle is a commonplace nowadays, but no less true. I wanted to thoughtfully reduce functionality and design elements where possible and expand and improve where needed.
Group what belongs
Convinced that users don't create silos in their minds for tasks like categorising transactions versus analysing spending categories, I wanted to create one view, one dashboard for account balances, transactions, monthly planning, spending categories and bills & subscriptions. All of these functions are connected by the bank account filter.
New home screen
Monthly breakdown
Spending analysis
Bills & Subscriptions
